Would you love to quit your job and make money as a full-time blogger?
Cruise ship enthusiast Tanner Callais managed to do just that with his growing blog, Cruzely.com. Since starting the site three years ago, Callais has been able to quit his day job and rely on Cruzely as his primary source of income.
How did Callais realize his dream of financial independence? And what tips does he have for aspiring bloggers looking to do the same?
Read on to hear how Callais found his niche in the blogging world and made his writing dreams a reality.
Cruising toward passive income streams
For Callais, inspiration came from Tim Ferriss’s bestseller “The 4-Hour Work Week.”
Essentially, Callais wanted to set up passive income streams that would free him from the traditional nine to five work day. According to Callais, he “always wanted to do something where I could earn money without having to punch the clock day in and day out.”
When Callais and his wife went on their first cruise, he saw an opportunity for a lucrative side hustle. Unable to find much information on cruises, Callais decided to create some himself. He set up GalvestonCruiseTips.com and started writing.
Aware that blogs take time to gather traffic, Callais decided to devote a year to the project before expecting any revenue. After eight months of writing, he earned his first $100 through Google Ads. In the months following, his site earned him $400 a month.
While this income stream wasn’t totally passive, Callais was only writing about one to two articles a month. He was able to use this side hustle money to save for graduate school and eventually get his MBA.
Quitting a day job to blog full-time
With his MBA in-hand, Callais landed what he thought was his dream job. Unfortunately, the job didn’t turn out to be a good fit.
However, thanks to the lessons he’d learned from his first efforts at blogging, Callais decided to take the plunge and devote himself to blogging full-time by launching Cruzely.com in early 2016.
Unlike his last project, Callais devoted most of his time to designing the website and creating compelling content. “I’ve been able to grow the site tremendously with this new focus,” Callais explains.
By pouring all his attention and effort into Cruzely, Callais has turned his side hustle into his primary source of income. Last month, he earned $9,000 from it. The success of his blog, says Callais, is “a bit surreal.”
Challenges of being self-employed
While Callais has achieved his goal of self-employment, he says there are challenges to running your own blog. Insurance, for instance, is a major expense, without an employer to split the bill.
“Taxes are also a big deal,” Callais adds. Since he doesn’t have an employer to pay for Social Security, he must spend a lot more himself.
Even though his blog is bringing in decent income, Callais is still “extremely cautious about spending money.” Through careful budgeting, he’s able to cover these additional expenses that come with being self-employed.
Tips for aspiring bloggers
Callais has two main tips for aspiring bloggers.
First off, he says, “The most important thing is to write. What you write doesn’t have to be perfect, but it has to exist.”
“The more you write, the more traffic you receive and the faster things go as far as generating income,” adds Callais
Secondly, Callais encourages new bloggers to be patient, especially if your blog is a side project for you.
“Things don’t happen overnight,” Callais explains. “You have to continually put in the effort to deliver compelling content, even if the results aren’t immediate.”
Remember, Callais didn’t start making money until eight months into his blog. And, it took him three years to get to where he is today.
So if you’re interested in starting a blog, you’ll have to invest time and work before you start seeing returns.
Making money online as a blogger
If you want to make money as a blogger, first you need to define your niche.
For example, Callais found that quality information on cruises was scarce. By filling this void, he was able to provide value for readers. Nowadays, travelers visit Cruzely for cruise deals, port guides, and up-to-date information on the best cruise lines.
Once you’ve found your niche and started writing, you’ll need to think about monetization strategies. For Callais, this meant Google Ads and affiliate offers. When visitors click on links to hotels through Cruzely, for instance, Callais earns money.
To make money as a blogger, you’ll need to learn about Google Ads, affiliate marketing, e-commerce, or other revenue-generating strategies then implement accordingly.
As Callais suggests, you’ll also need to be patient and stay the course. Focus on creating value with compelling, up-to-date content. As traffic grows, you can start earning income as a self-employed blogger working on your own schedule.
Whether it’s a side hustle or your full-time job, you can make serious money by blogging online. And if you’re interested in learning about other ways you can work outside of a cubicle, check out this article on the top 13 sites with work from home jobs.
Interested in refinancing student loans?Here are the top 6 lenders of 2018!
|Lender||Variable APR||Eligible Degrees|
|Check out the testimonials and our in-depth reviews!
1 Important Disclosures for Earnest.
To qualify, you must be a U.S. citizen or possess a 10-year (non-conditional) Permanent Resident Card, reside in a state Earnest lends in, and satisfy our minimum eligibility criteria. You may find more information on loan eligibility here: https://www.earnest.com/eligibility. Not all applicants will be approved for a loan, and not all applicants will qualify for the lowest rate. Approval and interest rate depend on the review of a complete application.
Earnest fixed rate loan rates range from 3.89% APR (with Auto Pay) to 5.87% APR (with Auto Pay). Variable rate loan rates range from 2.47% APR (with Auto Pay) to 5.87% APR (with Auto Pay). For variable rate loans, although the interest rate will vary after you are approved, the interest rate will never exceed 8.95% for loan terms 10 years or less. For loan terms of 10 years to 15 years, the interest rate will never exceed 9.95%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Earnest variable interest rate loans are based on a publicly available index, the one month London Interbank Offered Rate (LIBOR). Your rate will be calculated each month by adding a margin between 1.82% and 5.50% to the one month LIBOR. The rate will not increase more than once per month. Earnest rate ranges are current as of Month/Day/Year, and are subject to change based on market conditions and borrower eligibility.
Auto Pay discount: If you make monthly principal and interest payments by an automatic, monthly deduction from a savings or checking account, your rate will be reduced by one quarter of one percent (0.25%) for so long as you continue to make automatic, electronic monthly payments. This benefit is suspended during periods of deferment and forbearance.
The information provided on this page is updated as of 08/21/18. Earnest reserves the right to change, pause, or terminate product offerings at any time without notice. Earnest loans are originated by Earnest Operations LLC. California Finance Lender License 6054788. NMLS # 1204917. Earnest Operations LLC is located at 302 2nd Street, Suite 401N, San Francisco, CA 94107. Terms and Conditions apply. Visit https://www.earnest.com/terms-of-service, email us at firstname.lastname@example.org, or call 888-601-2801 for more information on ourstudent loan refinance product.
© 2018 Earnest LLC. All rights reserved. Earnest LLC and its subsidiaries, including Earnest Operations LLC, are not sponsored by or agencies of the United States of America.
2 Important Disclosures for Laurel Road.
Laurel Road Disclosures
Savings example: average savings calculated based on single loans refinanced from 9/2013 to 12/2017 where borrowers’ previous rates were disclosed. Assumes same loan terms for previous and refinanced loans, and payments made to maturity with no prepayments. Actual savings for individual loans vary based on loan balance, interest rates, and other factors.
Application detail: 5 minutes indicates typical time it takes to complete application with applicant information readily available. It does not include time taken to provide underwriting decision or funding of the loan.
Instant rates mean a delivery of personalized rates for those individuals who provide sufficient information to return a rate. For instant rates a soft credit pull will be conducted, which will not affect your credit score. To proceed with an application, a hard credit pull will be required, which may affect your credit score.
Total savings calculated by aggregating individual average savings across total borrower population from 9/2013 to 12/2017. Individual average savings calculation based on single loans refinanced from 9/2013 to 12/2017 where borrowers’ previous rates were provided. Assumes same loan terms for previous and refinanced loans, and payments made to maturity with no prepayments. Actual savings for individual loans vary based on loan balance, interest rates, and other factors.
3 Important Disclosures for SoFi.
4 Important Disclosures for LendKey.
Refinancing via LendKey.com is only available for applicants with qualified private education loans from an eligible institution. Loans that were used for exam preparation classes, including, but not limited to, loans for LSAT, MCAT, GMAT, and GRE preparation, are not eligible for refinancing with a lender via LendKey.com. If you currently have any of these exam preparation loans, you should not include them in an application to refinance your student loans on this website. Applicants must be either U.S. citizens or Permanent Residents in an eligible state to qualify for a loan. Certain membership requirements (including the opening of a share account and any applicable association fees in connection with membership) may apply in the event that an applicant wishes to accept a loan offer from a credit union lender. Lenders participating on LendKey.com reserve the right to modify or discontinue the products, terms, and benefits offered on this website at any time without notice. LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution.
5 Important Disclosures for CommonBond.
6 Important Disclosures for Citizens Bank.
Citizens Bank Disclosures
|2.47% – 6.99%3||Undergrad & Graduate|
|2.47% – 5.87%1||Undergrad & Graduate|
|2.47% – 8.03%4||Undergrad & Graduate|
|2.95% – 6.37%2||Undergrad & Graduate|
|2.48% – 6.25%5||Undergrad & Graduate|
|2.72% – 8.32%6||Undergrad & Graduate|