calculators

Student Loan Calculators

Use the student loan calculators below to calculate and compare multiple repayment options.

What are you interested in calculating?

Prepayment Calculator

Recommended for:

  • Calculating savings from making extra payments
  • Paying off student loans by a certain date
  • Private and federal loans

Refinancing Calculator

Recommended for:

  • Lowering interest rates
  • Lowering monthly payments
  • Private and federal loans

Consolidation vs. Refinancing Calculator

Recommended for:

  • Comparing repayment options
  • Lowering interest rates
  • Federal loans

Income-Based Repayment (IBR) Calculator

Recommended for:

  • Lowering monthly payments
  • Getting student loan forgiveness
  • Federal loans

Income-Contingent Repayment (ICR) Calculator

Recommended for:

  • Lowering monthly payments
  • Parent PLUS borrowers
  • Federal loans

Pay As You Earn (PAYE) Calculator

Recommended for:

  • Lowering monthly payments
  • Getting student loan forgiveness
  • Federal loans

Revised Pay As Your Earn (REPAYE) Calculator

Recommended for:

  • Lowering monthly payments
  • Getting student loan forgiveness
  • Federal loans

Monthly Payment Calculator

Recommended for:

  • Estimating monthly payments
  • Calculating total interest charges
  • Federal and private loans

Student Loan Interest Calculator

Recommended for:

  • Seeing how much interest you’re paying a month
  • Finding out about ways to lower your interest rate
  • Private and federal loans

Student Loan Comparison Calculator

Recommended for:

  • Comparing loan interest rates and terms
  • Lowering monthly payments
  • Federal and private loans

Deferment Calculator

Recommended for:

  • Pausing payments
  • Calculating interest accrued in deferment
  • Federal loans

Public Service Loan Forgiveness Calculator

Recommended for:

  • Getting student loan forgiveness
  • Finding the best income-driven repayment plan
  • Federal loans

Interest Deduction Calculator

Recommended for:

  • Estimating tax deductions from student loans
  • Checking interest deduction eligibility
  • Federal and private loans

Weighted Average Interest Rate Calculator

Recommended for:

  • Calculating Direct Consolidation Loan interest rates
  • Federal and private loans

Debt-to-Income (DTI) Calculator

Recommended for:

  • Calculating debt relative to income
  • Evaluating loan eligibility
  • Various loan types

Lump Sum Extra Payment Calculator

Recommended for:

  • Estimating savings by making one-time extra payments
  • Paying off student loans early
  • Private and federal loans

Simple Savings Calculator

Recommended for:

  • Calculating future savings
  • Estimating return on investments
  • Calculating impact of compound interest

Credit Card Consolidation Calculator

Recommended for:

  • Estimating savings from consolidating with a personal loan
  • Paying off debt in fixed number of payments/years

Personal Loan Calculator

Recommended for:

  • Estimating monthly payments
  • Calculating interest
  • Testing repayment terms

Investment Calculator

Recommended for:

  • Estimating growth of retirement savings
  • Testing impacting of investment contributions over time

Mortgage Calculator

Recommended for:

  • Calculating mortgage payments
  • Comparing rates for purchase and refinancing
  • Estimate savings from refinancing

You're on your way...

You are being redirected to LendingTree.com where you’ll be able to fill out an online form. Based on your creditworthiness, you may be matched with up to five different personal loan lenders in our partner network.